Welcome Home

Your Dreams are just beginning

Welcome Home

Your Dreams are just beginning

Carolina’s and Virginia’s Trusted Residential Mortgage Lending Source

J Scott Wallace is part of the American Security Mortgage Family. With a career spanning 30+ years and over a half billion in closed loan volume, Scott is a leading expert in his field.

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Experienced.

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Dependable.

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Committed.

Mortgage lending doesn’t have to be complicated! We make the process easy, understandable and efficient. Our model of utilizing current financial tools and leveraged relationships provide the comfort of reduced closing costs and competitive low interest rates.Transparency, clear communication and decades of experience provides a steady hand, guiding you toward your goals. You know what you want and where you want to be. It is my privilege to help you get there. Welcome Home!

Whether you are a first-time homebuyer or an experienced homeowner, I am committed to making this journey stress-free and easy for you.

What our clients say

Scott and Gail are some of the most helpful people I’ve had the pleasure of working with. They are both extremely knowledgeable and respond to questions very quickly. I would highly recommend them for anyone in the market.

Devon Harter

I have worked with Scott on a few different projects including regular mortgages, a construction loan and a refinancing. He is patient and worked hard to find the best financial products for our specific situations. Highly recommended.

Dom Leuci

Scott and the whole team made the process from to finish a breeze! Easiest experience ever and everyone was so helpful! I highly recommend them!

Alexandra Robb

Scott was up against the national lenders and blew them out of the water. He was personal, responsive, and helpful beyond expectation.

Austin Elliott